What are the key features every neobank app must have in 2025?

Here are the key features every neobank app must have in 2025:

  • Auto-Save – The app saves small amounts for you every time you spend.

  • Smart Spending Insights - Tools for tracking costs and managing budgets.

  • Voice-First Banking - Users can talk to the app to check their accounts, send money, and track their spending.

  • Strong security - Features include biometric login and fraud prevention.

  • Family Wallet – Share one wallet with family and set spending limits for kids.

  • Split Bills – Quickly split bills with friends and get reminders to pay or collect.

In 2025, some neobank app developers like Hashcodex, help businesses build apps with all these essential features, ensuring a simple, secure, and user-friendly digital banking experience.